WalletFriend Community Network

WalletFriend is a community network where you can get money-saving, budgeting tips and advice on money transfers. We also feature the lives of migrant workers in Malaysia by sharing their personal stories including challenges faced with sending money back home.

Personal Stories

Know the real stories behind the faces of these strangers and unravel their experiences beyond money transfer services.

Willing To Do Anything

I just hope he will never forget me and my family when he’s done one day. “ “Everyone complains about the economy in Malaysia, that it is not as good as before but in my defense, we have a problem everywhere in the world. We’re the one who can change it no matter what the …

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Misled By Agents

I’m having trust issues towards others because I was cheated by a TKI agent twice and I lost almost RM 10,000! “I’m having trust issues towards others because I was cheated by a TKI agent twice and I lost almost RM 10,000! Initially I worked as a maid in Melaka but after the Malaysian currency …

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Back To My Hometown

I want to retire from my current job and return to the village and rest. “My savings started growing after 14 years of working in Malaysia. Since all my children work in Malaysia and my mother in the village passed away 7 years ago, I never have to send money to Indonesia. They all went …

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In Need Of Extra Money

The process to get to Kuala Lumpur was not easy. “I have just arrived in Kuala Lumpur. Before this, I worked in Sibu and the salary that I received in Sibu was not as much as the one that I receive in Kuala Lumpur. Surely life in Sibu was quieter, as there are not as …

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Returning home

I am now counting the days for my retirement and return to my first home. “ “Malaysia is already my second home. I have been working in Malaysia for almost 38 years and I appreciate every second of my time. I’m not just looking for money but also seeking a living experience. Some people said; the …

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Thinking Of Our Future

It’s hard for me to stay far away from my son because he is just a baby but for our future, I took the decision to go to Malaysia. “I just arrived to Malaysia 3 days ago and still do not know anything about life in Malaysia. It’s hard for me to adjust but I …

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My Worst Loss

My mother was surrounded by loved ones when she took her last breath, but I wasn’t one of them. “Losing a mother is a pain that cannot be described in words. It is impossible to move on from the memory of losing the woman who sacrificed happiness in her own life so that you could …

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A Mother’s Heart

Every mother in the world would feel scared when they leave their children under the care of other people. “I returned home once in every four years and now I have been working for almost 10 years in Malaysia. Every 4 years I will be going home to visit my children and almost every day I will …

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Supporting My Son

3 years before I decided to work in Malaysia, my husband suddenly had a stroke. “I’ve been here for 6 years and will definitely start crying everytime I remember the main reason I came to Malaysia. 3 years before I decided to work in Malaysia, my husband suddenly had a stroke. All our savings were used …

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The Independent Woman

I am still not married, even to my society I should be married at this age. “Yes, indeed my name is beautiful. Moonlight .. “ “I am 29 years old, born in Medan. I am still not married, even to my society I should be married at this age. Fortunately, my parents understand me deeply …

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My Children Are My Inspiration

My husband and I always think about the future of our children, when we lose our focus in Malaysia. “My husband who already was in Malaysia is the one who convinced me to work with him. I still remember the moment 6 years ago, I looked at my two kids who were then still in …

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A Second Chance

After the struggles in Indonesia, I returned back to Malaysia with new dreams and resolutions. “I’ve been in Malaysia for almost a decade and if I ever think of any differences in my life, it changed me a lot. My life in Malaysia consists of many experiences! There was one time when my house was …

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Hard Work Pays Off

I am very grateful for what I have and 20 years of struggles slowly paid off. “It has been 20 years since I started to live in Malaysia. I’ve been doing a lot of work, from a factory girl, selling food until now, working as a cleaner. I am very grateful for what I have …

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An Understanding Family

I am lucky that they really understand me. “I came to Malaysia since I finished my high school. I have never had a working experience in Indonesia because I’ve been working in Malaysia for 16 years. It’s not easy for a man like me to choose a job. I’m feeling uncomfortable to work in the …

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The Worst Employer

At first, my employer was being kind to me but after her first child was born, she becomes a bit lost. Everyday she will scream and didn’t allow me to eat. “Working as a maid was my worst job experience in Malaysia. I deeply understand some maids who experienced the same nightmare. I work for her …

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Everything For My Children

The salary I received was sometimes only enough to eat so I was forced to work overtime and skip my lunch meal. “My life in Malaysia is just like any other Indonesian worker. My son who is now living with my eldest daughter makes me less worried about their wellbeing. My children are the only …

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My Biggest Hope

“My biggest hope in Malaysia is being able to make my family happy with good life condition.” “The person that I admire most is definitely my mother. She’s strong and very understanding. When I was about to fly to Malaysia, she didn’t say a word but agree with my decision. At this young age, she …

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Trust Issue

“I am not easily trusting of people but with my limited free time, I have to have courage and faith and just trust they will help me remit the money.” “I deeply concerned about my mother’s well-being in my hometown. Every month I would send money to her for her medical needs. It takes almost …

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Man Of The Year

“He warned me that the job wasn’t easy as I need to follow him everywhere around the city to earn more commission based on the sales number” “After graduating from SMA, I fell in love with my husband, Khairul and decided to follow him to Malaysia. At first, I started to work as a promoter …

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My Greatest Gift

“My son is the greatest gift I ever had. Although sometimes he is so naughty and hyperactive, at the end of the day he still the reason I’m smiling.” “His name is Fitri, 5 years old and living with me in Malaysia. He’s in the kindergarten and quite an active boy! He’s been living with …

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When I’m Truly Ready

“Like any other guy, I wanted to get married as well. I started to save money, skip my dinner and get more money to achieve my dreams.” “You can call me Andy, but my real name is Fendi. I’m a gangster… Just kidding! At the moment I’m working in a factory in Selangor but I’m …

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A Passionate Chef

“Working in Malaysia is the best decision I’ve ever made because I really earn good pay here. I already have more than ten thousand NPR in Nepal.” “I enjoy working in Malaysia because cooking is my passion. I send money to my family once in a month because I need to pay for my son’s …

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Friendly Security Guard

“I believe that working as a security guard, you’re not only responsible for people’s safety but to make they feel comfortable with us as well. When people are comfortable with you, they feel safe.” “We may not think about it often, but smiling is a power to create positive vibes within yourself. I understand that …

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Dariah’s Ramadan Diary

“Ramadan for me is a time where I really good time for self-improvement. Probably because I have to wake up very early for Suhūr. When I wake up early, I tend to have clearer mind and plan for the day. It’s like doing yoga, resettling my life and start fresh every day.” “Ramadan used to …

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Through Uji’s Lens

I live and work in the suburbs area of Klang but during my free time over the weekend, I spend some extra time and money just to go to Kuala Lumpur and take photos of the city. This is where I learn and practice my photography skills. “My passion is photography! Since I love it …

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Nurul’s Ramadan Story

Everyone chooses how they want to live their lives. This is how I’ve chosen for mine. I was married for 4 years and chosen not to have a baby until now. “My husband agreed that I am still 26 years old, and maybe it’s not the right time yet to have a baby. Maybe that …

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My Mother is My Best Friend!

“My mother had a great sense of humour and a knack for making everything fun. “I really adore Siti Nurhaliza! She is adorable, polite and gracious. Every time there’s huge awards or events in Indonesia, Siti Nurhaliza will certainly be there. Her song that I love the most is Cindai. I used to run a …

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A Jealous Employer

I worked as a Maid, living under one roof with my employer and her family. Some of my friends are jealous because I get to live in a beautiful house but for me, it’s not worth being jealous at all. “I decided to come to Malaysia due to my husband’s condition that not allows him …

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A Huge Life Decision

It has been 35 years in Malaysia and I enjoy it here. I never regret making such a huge life decision to work far from my homeland. “I started working in the construction field when I was fifteen years old and due to the poor condition of my family in Surabaya, I came over to …

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The Ultimate Goal

I have a goal and the important reason why I chose Malaysia to work rather than stay in Lombok is that I could earn extra money so my son wouldn’t end up like me. “I have been dating with my wife since I was in school. I never thought that she would agree to become …

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A Mother’s Sacrifice

Sometimes it’s hard to cover all my son’s school costs, especially with very little help from the government. “I came to Malaysia more than 20 years ago to help my family financially in Medan, North Sumatra. I never expected to marry a Malaysian man and raise my 3 children here. Even though I’ve already settled …

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Motherly Love

I always remind my children of two things: first, take time for praying, no matter how busy you are at work, and secondly, never forget your roots, respect your parents and make smart decisions in life. “I am blessed with four children. My third one, Remy is working here in Malaysia just like me. He’s …

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Hypnotised and Robbed

“I didn’t remember anything until it was over and I realised I was in Cheras and all my money was gone.” “I send money back to Indonesia to my family every month. Usually, I will go to the remittance services agency during the weekend by bus. This is because I had very bad experience when …

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The Tech Geek

“…from here, I learn so much about business and cooking recipes from my employer and she also encouraged me to start saving up money for business…” “I like to see cool stuff and new gadget in Low Yat Mall, Kuala Lumpur. I feel delighted and satisfied even though I need to save up some money …

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WalletFriend Wisdom Tip series

Learn the best practices of managing your hard earned money better. Doesn’t matter if you’re working in the fields, taking care of households or help serve food at a mamak, we are here to be involved and share information on money management.

We are here to change the world bit by bit!

WalletFriend Wisdom Tip #19: Things To Do When You’re Traveling

Alert your Bank Before leaving, tell your bank and credit card companies about your travel plans. This will keep them from freezing your cards when they notice “unusual” spending. Also, if your cards are lost or stolen, the reporting process may be quicker with a travel alert on your card. Assess Your Wallet Contents List …

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WalletFriend Wisdom Tip #18: Are You Chrometophobia?

What is Chrometophobia? Chrometophobia and Chrematophobia mean the intense fear of money. According to the Greek words, Chermato means money while Phobos means deep aversion, dread or fear. Both the words originate from it. Are we suffering these phobics among yourself? Some phobics are only afraid of the corrupting power of money, others might fear …

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WalletFriend Wisdom Tip #17: How to Easily Save Cash

Welcome, we are back again with a new financial tip! This week’s tip is about easy ways to save some extra cash. Set a Goal Setting a goal for your savings is important because a goal will help to keep you focused. It is also easier to keep track and control your finances this way. …

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WalletFriend Wisdom Tip #15: Save Money in A Creative Way

We are back again with a new financial tip! This week’s tip is about saving in a creative and more fun way. These tips have to get your more motivated to save money. The 52-Week Money Challenge For this challenge, you will save for 52 weeks. Normally you either start with 1 and finish with …

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WalletFriend Wisdom Tip #12: How To Overcome Challenges

Welcome, we are back again with a new financial tip! This week’s tip is about overcoming financial challenges in life. Robert Kiyosaki says that there are 5 things in life that are holding you back to become successful in growing your finances: fear, cynicism, laziness, bad habits and arrogance. Fear means the thought of losing …

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WalletFriend Wisdom Tip #11: Increase Income With Side Jobs

Welcome back to our weekly tips, if you’ve been with us from the start we hope our tips have proven to be successful in helping you grow your wallet. Today we have a new tip for you that can help you grow your wallet and reach your financial goals. In today’s article, we will discuss …

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WalletFriend Wisdom Tip #10: Good Debt or Bad Debt?

Sometimes it may seem that debt is a never ending downward spiral, and for this reason, many people want to get out of debt as soon as possible, and for the most part, they are not wrong. But what if I told you that being in debt doesn’t always have to be a bad thing? …

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WalletFriend Wisdom Tip #7: Pay yourself first!

We are back again with another tip to help you grow your wallet and manage your money better. As an addition to last week’s tip, WalletFriend Wisdom Tip #6: Setting an emergency fund, we bring you another tip that is just as important as saving and budgeting. We bring you the one of the oldest …

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WalletFriend Wisdom Tip #6: Setting an Emergency Fund

In our previous tips, we discussed on the importance of setting personal financial goals and for this week’s topic, we would like to discuss the most important financial goal – the emergency fund. Everyone have dealt with set-backs in their life – could be sickness, household repairs or some unforeseen situations. When it happened, were you prepared …

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WalletFriend Wisdom Tip #3: Mr. Income Meets Ms. Spending

Just like most people, we absolutely love pay day and honestly who doesn’t? There is no other feeling like waking up to knowing that your hard earned money will in your bank account soon. Maybe it’s just us, but knowing pay day is near, we will start to daydream about the little list on “must-buy …

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WalletFriend Wisdom Tip #2 – Who Takes the Biggest Bite?

In our previous article, WalletFriend Wisdom Tip #1, we discussed the importance of tracking your spending to determine where were your money spent. So by now, we are sure you did an excellent job tracking your daily expenses. “What gets measured gets managed.” – Peter Drucker, Management consultant, educator, author So congratulations! You have overcome the …

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WalletFriend Wisdom Tip #5: Your Financial Goal

We are back again to bring you another tip to manage your wallet. We hope the previous financial tips have helped you so far but it doesn’t end there. This tip focuses on setting financial goal. We believe everyone have some ideas in achieving their life goal. For example, buying a house, saving for the …

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WalletFriend Wisdom Tip #4: Do I Really Need This?

Has your wallet grown since out Tip #3? If you aren’t, don’t worry, it takes time to financial freedom. Hence, we are here for another tip! This article mainly focuses on how you can make better spending decisions to match your budget. Often times we are still not consciously thinking about our spending behaviour which …

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WalletFriend Wisdom Tip # 1: See Where Your Money Goes

Welcome to our first article in a series where we share step-by-step tips on how to manage your hard earned money better. #1: Simply start with recording all your daily spending To kick start this series, you need to start recording all your expenses and get a better understanding where money were spent. The good …

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